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Urban Building Plot in Tološi, Podgorica

Podgorica, Montenegro±250m approximate
€65,000
81/m²· 15 views📊 PPTX
Urban Building Plot in Tološi, Podgorica - photo 1
Plot Size
800m²

Description

800m² urban plot in Tološi residential district, 5km from city center. Approved for single-family or duplex construction. All utilities at the boundary.

📍 Podgorica Area Guide

Montenegro's capital offering urban convenience, restaurants, and nightlife. Lower prices than the coast with strong long-term rental demand.

🏥 Healthcare

Clinical centre in Montenegro (3 km)
Private clinic Codra (1 km)

🎓 Education

International school (5 km)
University in Montenegro (3 km)

✈️ Airports

Podgorica Airport (12 km, 15 min)
Tivat Airport (90 km, 1.5 h)

🚌 Transport

Main bus station (2 km)
Rail station to Bar, Belgrade

Property Verification

Not yet verified

This listing has been submitted by an agent but has not been verified against cadastre records yet. Information shown is provided by the seller.

Location
Podgorica, Podgorica
Parcel
4344/1

Verification Status

  • Coordinates provided
  • Parcel number provided (not verified)
  • Ownership not independently checked
Get Official Verification

Our team checks ownership records, encumbrances, and building permits against the official cadastre.

Request Verification — €29

⚖️ Cadastre verification is a first-pass screening based on available public or submitted information. It does not replace legal due diligence, notarial review, or official cadastre confirmation before signing.

€65,000
⚠️ Below €150K
81/m² · 800
$75,186 USD · £56,098 GBP · ₺3,478,443 TRY · ₽5,451,796 RUB
10% down: €6,500·20% down: €13,000
👁️ 15 views📅 45 days ago
MontenegroHousing Demo
Listed 45 days ago

🎓 Expert Opinion

Get a professional valuation from a local property expert.

Total Cost Calculator

Estimate every fee that lands on top of the asking price.

20% · €13,000
Transfer tax€1,950
Notary (~1%)€650
Registration (€150)€150
Legal (~1.5%)€975
Total cash needed€16,725
Financed amount€52,000

Buyer fees in Montenegro total ~5–6% of the purchase price.

Financial Tools

Down payment (%)20%
Interest rate (%)5.5%
Term (years)25yr
EST. MONTHLY PAYMENT€319/month
TOTAL INTEREST€43,798
TOTAL PAID€95,798
Compare scenarios
ConservativeBest value
30% down · 20y · 5%
€300/month
+€26,567
Standard
20% down · 25y · 5.5%
€319/month
+€43,798
Aggressive
10% down · 30y · 6%
€351/month
+€67,765

Podgorica Market Insights

Average price€1,810/m²
This listing€81/m²
96% below area average
YoY price change
+5%
Supply
Balanced
Rental market
Avg rent
€570/month
Gross yield
3.8%

Source: MONSTAT Q4 2024

Buying as a Foreigner?

Foreigners can buy residential property in Montenegro on the same terms as citizens.
No residency required to purchase.
What you need
  • · TIN (tax identification number)
  • · Valid passport
  • · Montenegrin bank account (recommended)
Closing costs on this listing
Transfer tax€1,950
Notary (~1%, min €500)€650
Legal fees€1,500 – €3,000
Registration€150
Total on top of price~€4,250€5,750
Residency pathway
Below the €150,000 tax-assessed threshold. Under the January 2026 Law on Foreigners, only non-EU buyers purchasing property with a tax-assessed value of €150,000+ qualify for temporary residency.
Read the full foreigner buying guide

Buying Property in Montenegro — FAQ

What documents do I need to buy property in Montenegro?

Foreign buyers need a valid passport, proof of funds, and a Montenegrin tax number (PIB). The process is straightforward and typically completed within 4-8 weeks with the help of a local lawyer.

Are there any restrictions for foreign buyers?

Foreign buyers — EU and non-EU alike — can purchase residential property (apartments, houses, villas) on the same legal basis as Montenegrin citizens. Some restrictions apply: agricultural land, forests, and properties in specific border or protected zones typically require a Montenegrin-registered company. Our team guides you through the entire process.

What are the total buying costs?

Expect 5-8% in additional costs on top of the purchase price: progressive transfer tax (3-6%), notary fees (€50-200), legal fees (1-2%), and registration fees. Use our cost calculator for an exact estimate.