Montenegro Purchase Cost Calculator
Estimate all costs when buying property in Montenegro
Estimates only. Actual fees vary. Consult a licensed Montenegrin lawyer before any purchase.
Montenegro Buying Summary
- Transfer tax: progressive 3–6% (paid by buyer)
- Residential property open to all nationalities
- Purchase qualifies for Montenegrin residency permit
- Notarised contract required — budget €100–300 for notary
- Title registration at Real Estate Administration (UPN)
Understanding Your Total Purchase Cost in Montenegro
When buying property in Montenegro, the listed price is only part of what you'll pay. Foreign buyers typically face an additional 6-9% in transaction costs on top of the property price. This calculator estimates your total outlay including transfer tax (a progressive 3-6% based on price tier under the 2024 law), notary fees, agent commission, and translation costs for non-Montenegrin documents.
Use it to compare properties realistically and budget for the full purchase. The estimate assumes a standard resale transaction without mortgage; new-construction VAT (21%) and financing fees would add to the total.
For exact figures on a specific property, request a verified breakdown from a licensed Montenegrin lawyer or notary.