Home/Herceg Novi/Near-Beach Building Plot, Kumbor
For Saleland Not Yet Verified🌊 400m to sea

Near-Beach Building Plot, Kumbor

Herceg Novi, Montenegro±250m approximate
€110,000
€116/m²· 1 views📊 PPTX
Near-Beach Building Plot, Kumbor - photo 1
Plot Size
950m²
🌊
Distance to sea
400m

Description

[DEMO LISTING] 950m² plot in Kumbor, 400m from main beach. Established residential area with full utilities access. Suitable for family villa or boutique apartment building.

📍 Herceg Novi Area Guide

Gateway to the Bay of Kotor with a mild microclimate, botanical gardens, and fortress-topped Old Town. Popular with Serbian and Russian buyers.

🏥 Healthcare

General Hospital Meljine (2 km)
Igalo Health Spa (3 km)

🎓 Education

Primary School Dašo Pavičić (1 km)
Gymnasium Herceg Novi (1 km)

🏖️ Beaches

Žanjice Beach (10 km)
Savina Beach (2 km)
Igalo Beach (3 km)

✈️ Airports

Tivat Airport (25 km, 30 min)
Dubrovnik Airport (30 km, 40 min)

🚌 Transport

Ferry to Kamenari (10 min)
Bus to Dubrovnik (1 h)

Property Verification

Location
HERCEG_NOVI, Herceg Novi
Parcel
1062

Verification Status

  • Coordinates provided
  • Parcel number provided (not verified)
  • Ownership not independently checked
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Our team checks ownership records, encumbrances, and building permits against the official cadastre.

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€110,000
⚠️ Below €150K
€116/m² · 950m²
$128,766 USD · £95,307 GBP · ₺5,803,435 TRY · ₽9,701,640 RUB
10% down: €11,000·20% down: €22,000
👁️ 1 views📅 todayNEW
MontenegroHousing Demo
Listed today

🎓 Expert Opinion

Get a professional valuation from a local property expert.

Verification: Not yet verified

Total Cost Calculator

Estimate every fee that lands on top of the asking price.

20% · €22,000
Transfer tax€3,300
Notary (~1%)€1,100
Registration (€150)€150
Legal (~1.5%)€1,650
Total cash needed€28,200
Financed amount€88,000

Buyer fees in Montenegro total ~5–6% of the purchase price.

Financial Tools

Down payment (%)20%
Interest rate (%)5.5%
Term (years)25yr
EST. MONTHLY PAYMENT€540/month
TOTAL INTEREST€74,119
TOTAL PAID€162,119
Compare scenarios
ConservativeBest value
30% down · 20y · 5%
€508/month
+€44,960
Standard
20% down · 25y · 5.5%
€540/month
+€74,119
Aggressive
10% down · 30y · 6%
€594/month
+€114,680

HERCEG_NOVI Market Insights

Average price€2,200/m²
This listing€116/m²
↓ 95% below area average
YoY price change
+8%
Supply
Balanced
Rental market
Avg rent
€650/month
Gross yield
3.5%

Source: MONSTAT Q4 2024

Buying as a Foreigner?

Foreigners can buy residential property in Montenegro on the same terms as citizens.
No residency required to purchase.
What you need
  • · TIN (tax identification number)
  • · Valid passport
  • · Montenegrin bank account (recommended)
Closing costs on this listing
Transfer tax€3,300
Notary (~1%, min €500)€1,100
Legal fees€1,500 – €3,000
Registration€150
Total on top of price~€6,050 – €7,550
Residency pathway
Below the €150,000 tax-assessed threshold. Under the January 2026 Law on Foreigners, only non-EU buyers purchasing property with a tax-assessed value of €150,000+ qualify for temporary residency.
Read the full foreigner buying guide →
📍 More in Herceg Novi📋 Buying Guide💰 Cost Calculator✅ Trust Center🔔 Price Alerts

Buying Property in Montenegro — FAQ

What documents do I need to buy property in Montenegro?

Foreign buyers need a valid passport, proof of funds, and a Montenegrin tax number (PIB). The process is straightforward and typically completed within 4-8 weeks with the help of a local lawyer.

Are there any restrictions for foreign buyers?

Foreign buyers — EU and non-EU alike — can purchase residential property (apartments, houses, villas) on the same legal basis as Montenegrin citizens. Some restrictions apply: agricultural land, forests, and properties in specific border or protected zones typically require a Montenegrin-registered company. Our team guides you through the entire process.

What are the total buying costs?

Expect 5-8% in additional costs on top of the purchase price: progressive transfer tax (3-6%), notary fees (€50-200), legal fees (1-2%), and registration fees. Use our cost calculator for an exact estimate.