Home/Podgorica/Modern 2-Bedroom Apartment in City Kvart...
For SaleApartment

Modern 2-Bedroom Apartment in City Kvart, Podgorica

Podgorica, Montenegro±250m approximate
€142,000
1972/m²· 6 views📊 PPTX
Modern 2-Bedroom Apartment in City Kvart, Podgorica - photo 1
bed
2
bath
1
Size
72m²
🏢
Floor
5/8
Built
2023
Furnishing
Unfurnished
Parking
Included

Description

Brand new apartment in Podgorica's City Kvart district. High-spec finishes, smart home, parking. Near Delta City mall. Strong long-term rental demand. Yield 5.5-6.5%.

📍 Podgorica Area Guide

Montenegro's capital offering urban convenience, restaurants, and nightlife. Lower prices than the coast with strong long-term rental demand.

🏥 Healthcare

Clinical centre in Montenegro (3 km)
Private clinic Codra (1 km)

🎓 Education

International school (5 km)
University in Montenegro (3 km)

✈️ Airports

Podgorica Airport (12 km, 15 min)
Tivat Airport (90 km, 1.5 h)

🚌 Transport

Main bus station (2 km)
Rail station to Bar, Belgrade

Property Verification

Not yet verified

This listing has been submitted by an agent but has not been verified against cadastre records yet. Information shown is provided by the seller.

Location
Podgorica, Podgorica
Parcel

Verification Status

  • Coordinates provided
  • Parcel number not provided
  • Ownership not independently checked
Get Official Verification

Our team checks ownership records, encumbrances, and building permits against the official cadastre.

Request Verification — €29

⚖️ Cadastre verification is a first-pass screening based on available public or submitted information. It does not replace legal due diligence, notarial review, or official cadastre confirmation before signing.

€142,000
⚠️ Below €150K
1972/m² · 72
$164,919 USD · £122,645 GBP · ₺7,579,236 TRY · ₽12,084,252 RUB
10% down: €14,200·20% down: €28,400
👁️ 6 views📅 37 days ago
Tamara Lazović
Listed 37 days ago

🎓 Expert Opinion

Get a professional valuation from a local property expert.

Total Cost Calculator

Estimate every fee that lands on top of the asking price.

20% · €28,400
Transfer tax€4,260
Notary (~1%)€1,420
Registration (€150)€150
Legal (~1.5%)€2,130
Total cash needed€36,360
Financed amount€113,600

Buyer fees in Montenegro total ~5–6% of the purchase price.

Financial Tools

Down payment (%)20%
Interest rate (%)5.5%
Term (years)25yr
EST. MONTHLY PAYMENT€698/month
TOTAL INTEREST€95,681
TOTAL PAID€209,281
Compare scenarios
ConservativeBest value
30% down · 20y · 5%
€656/month
+€58,039
Standard
20% down · 25y · 5.5%
€698/month
+€95,681
Aggressive
10% down · 30y · 6%
€766/month
+€148,041

Podgorica Market Insights

Average price€1,810/m²
This listing€1,972/m²
9% above area average
YoY price change
+5%
Supply
Balanced
Rental market
Avg rent
€570/month
Gross yield
3.8%

Source: MONSTAT Q4 2024

Buying as a Foreigner?

Foreigners can buy residential property in Montenegro on the same terms as citizens.
No residency required to purchase.
What you need
  • · TIN (tax identification number)
  • · Valid passport
  • · Montenegrin bank account (recommended)
Closing costs on this listing
Transfer tax€4,260
Notary (~1%, min €500)€1,420
Legal fees€1,500 – €3,000
Registration€150
Total on top of price~€7,330€8,830
Residency pathway
Below the €150,000 tax-assessed threshold. Under the January 2026 Law on Foreigners, only non-EU buyers purchasing property with a tax-assessed value of €150,000+ qualify for temporary residency.
Read the full foreigner buying guide

Buying Property in Montenegro — FAQ

What documents do I need to buy property in Montenegro?

Foreign buyers need a valid passport, proof of funds, and a Montenegrin tax number (PIB). The process is straightforward and typically completed within 4-8 weeks with the help of a local lawyer.

Are there any restrictions for foreign buyers?

Foreign buyers — EU and non-EU alike — can purchase residential property (apartments, houses, villas) on the same legal basis as Montenegrin citizens. Some restrictions apply: agricultural land, forests, and properties in specific border or protected zones typically require a Montenegrin-registered company. Our team guides you through the entire process.

What are the total buying costs?

Expect 5-8% in additional costs on top of the purchase price: progressive transfer tax (3-6%), notary fees (€50-200), legal fees (1-2%), and registration fees. Use our cost calculator for an exact estimate.

Similar Properties

View all in Podgorica
Renovated City Centre Apartment for Rent — Podgorica
Renovated City Centre Apartment for Rent — Podgorica
For Rent
Apartment

Renovated City Centre Apartment for Rent — Podgorica

€650/month

📍 Podgorica🛏 1📐 4514/m²

Fully renovated 1-bedroom in Podgorica city centre. New kitchen, bathroom. Air conditioning, fibre internet. Walk to pedestrian zone. Long-term rent.

View Details

What's nearby

Within 500m walking distance

Bus stops
  • Bulevar Ivana Crnojevića I29 m
  • Bulevar Ivana Crnojevića I97 m
  • Gradsko Pozorište210 m
Pharmacies
  • Tea Medica 19100 m
  • Lijek470 m
Restaurants
  • Pizzeria Calabria260 m
  • Restoran Ribnica310 m
  • SIP320 m
Cafés
  • Benz320 m
  • Priča330 m
  • Bike Tavern Rental Bike & Servicing340 m
Supermarkets
  • Mix Markt350 m
  • Bonella - Zdrava hrana420 m
  • Voli470 m

Data from OpenStreetMap (ODbL)