Home/Herceg Novi/Sea View Apartment in Herceg Novi
For SaleApartment🌊 400m to sea

Sea View Apartment in Herceg Novi

Herceg Novi, Montenegro±250m approximate
€119,000
1831/m²· 11 views📊 PPTX
Sea View Apartment in Herceg Novi - photo 1
bed
2
bath
1
Size
65m²
🏢
Floor
2/3
Built
1985
Furnishing
Furnished

Description

2-bedroom apartment with stunning Bay of Kotor views in Herceg Novi. 5-min walk to the seafront promenade. Renovated 2020. Year-round rental potential.

📍 Herceg Novi Area Guide

Gateway to the Bay of Kotor with a mild microclimate, botanical gardens, and fortress-topped Old Town. Popular with Serbian and Russian buyers.

🏥 Healthcare

General hospital Meljine (2 km)
Health spa Igalo (3 km)

🎓 Education

Public school Dašo Pavičić (1 km)
Gymnasium in Herceg Novi (1 km)

🏖️ Beaches

Žanjice (10 km)
Savina (2 km)
Igalo (3 km)

✈️ Airports

Tivat Airport (25 km, 30 min)
Dubrovnik Airport (30 km, 40 min)

🚌 Transport

Ferry to Kamenari (10 min)
Regular bus to Dubrovnik (1 h)

Property Verification

⚠️Tier 1 — Cadastre records found

We located this property in Montenegro's public cadastre and confirmed the parcel exists. Full ownership and encumbrance details could not be retrieved at the time of verification, often due to a temporary delay in the cadastre service.

Confirmed: Cadastral parcel exists
Not confirmed yet: Owner identity, encumbrances, recent transfers
Location
Herceg Novi, Herceg Novi
Parcel

Verification Status

  • Coordinates provided
  • Parcel number not provided
  • Ownership not independently checked
Get Official Verification

Our team checks ownership records, encumbrances, and building permits against the official cadastre.

Request Verification — €29
🏛️Cadastre DetailsLN 113
📍SRBINA·Herceg Novi
🏠Garage· 242 unitsLegalized
🏗️ Single-story building
📅 Built 1975
🟢Encumbrance Summary

This property has the following records on its cadastre file:

  • 1 other administrative note(s)

What this means:

No major encumbrances visible. Standard legal review still advised before purchase.

Information sourced from public Montenegro cadastre. Not legal opinion. Independent verification recommended before purchase.

⚖️ Cadastre verification is a first-pass screening based on available public or submitted information. It does not replace legal due diligence, notarial review, or official cadastre confirmation before signing.

€119,000
⚠️ Below €150K
1831/m² · 65
$138,207 USD · £102,780 GBP · ₺6,351,613 TRY · ₽10,126,944 RUB
10% down: €11,900·20% down: €23,800
👁️ 11 views📅 37 days ago
Milica Pavlović
Listed 37 days ago

🎓 Expert Opinion

Get a professional valuation from a local property expert.

Total Cost Calculator

Estimate every fee that lands on top of the asking price.

20% · €23,800
Transfer tax€3,570
Notary (~1%)€1,190
Registration (€150)€150
Legal (~1.5%)€1,785
Total cash needed€30,495
Financed amount€95,200

Buyer fees in Montenegro total ~5–6% of the purchase price.

Financial Tools

Down payment (%)20%
Interest rate (%)5.5%
Term (years)25yr
EST. MONTHLY PAYMENT€585/month
TOTAL INTEREST€80,183
TOTAL PAID€175,383
Compare scenarios
ConservativeBest value
30% down · 20y · 5%
€550/month
+€48,638
Standard
20% down · 25y · 5.5%
€585/month
+€80,183
Aggressive
10% down · 30y · 6%
€642/month
+€124,063

Herceg Novi Market Insights

Average price€2,200/m²
This listing€1,831/m²
17% below area average
YoY price change
+8%
Supply
Balanced
Rental market
Avg rent
€650/month
Gross yield
3.5%

Source: MONSTAT Q4 2024

Buying as a Foreigner?

Foreigners can buy residential property in Montenegro on the same terms as citizens.
No residency required to purchase.
What you need
  • · TIN (tax identification number)
  • · Valid passport
  • · Montenegrin bank account (recommended)
Closing costs on this listing
Transfer tax€3,570
Notary (~1%, min €500)€1,190
Legal fees€1,500 – €3,000
Registration€150
Total on top of price~€6,410€7,910
Residency pathway
Below the €150,000 tax-assessed threshold. Under the January 2026 Law on Foreigners, only non-EU buyers purchasing property with a tax-assessed value of €150,000+ qualify for temporary residency.
Read the full foreigner buying guide

Buying Property in Montenegro — FAQ

What documents do I need to buy property in Montenegro?

Foreign buyers need a valid passport, proof of funds, and a Montenegrin tax number (PIB). The process is straightforward and typically completed within 4-8 weeks with the help of a local lawyer.

Are there any restrictions for foreign buyers?

Foreign buyers — EU and non-EU alike — can purchase residential property (apartments, houses, villas) on the same legal basis as Montenegrin citizens. Some restrictions apply: agricultural land, forests, and properties in specific border or protected zones typically require a Montenegrin-registered company. Our team guides you through the entire process.

What are the total buying costs?

Expect 5-8% in additional costs on top of the purchase price: progressive transfer tax (3-6%), notary fees (€50-200), legal fees (1-2%), and registration fees. Use our cost calculator for an exact estimate.

What's nearby

Within 500m walking distance

Bus stops
  • Bus stop81 m
  • DUBRAVA180 m
  • Bus stop220 m
Pharmacies
  • Tea Medica99 m
  • Apoteka Čukvas190 m
Restaurants
  • Pizzeria Lokanda170 m
  • Konoba Karača180 m
  • Freska190 m
Cafés
  • Kafe Bar Kino170 m
  • Stari Grad190 m
  • Belavista190 m
Supermarkets
  • Voli230 m
  • IDEA230 m
  • City Market270 m

Data from OpenStreetMap (ODbL)