FeaturedFor Sale
Apartment
Listed 13 days ago
Sea View Apartment in Budva Old Town
€185,000⚠️ Below €200K
10% down: €18,500·20% down: €37,000
Est. €977/mo
📍 BUDVA±250m approximate🛏 2📐 72m²20% below area average
🕐 13d ago
View Details →For Saleapartment🌊 100m to sea
Penthouse with Panoramic Views — Budva Riviera
Budva, MontenegroExact location
€750,000
bed
3
bath
2
Size
200m²
🏢
Floor
8/8
Built
2023
Furnishing
furnished
Parking
Included
Description
Exceptional 3-bedroom penthouse on the Budva Riviera. 180° sea views from wraparound terrace. 200m², 2 parking spots, private storage. Designer interiors, Miele kitchen, underfloor heating. Ideal for luxury buyer or high-end rental programme.
📍 Budva Area Guide
Tourist hotspot with vibrant nightlife, sandy beaches, and a charming medieval Old Town. The most popular destination for international buyers.
🏥 Healthcare
General Hospital Budva (2 km)
Private Clinic Mediteran (1 km)
🎓 Education
International School Montenegro (5 km)
Primary School S. M. Ljubiša (1 km)
🏖️ Beaches
Mogren Beach (500 m)
Slovenska Plaža (1 km)
Bečići Beach (3 km)
✈️ Airports
Tivat Airport (20 km, 25 min)
Podgorica Airport (65 km, 1 h)
🚌 Transport
Regular bus to Kotor (30 min)
Taxi to Tivat airport (~€25)
Property Verification
Location
BUDVA, Budva
Parcel
—
Verification Status
- Coordinates provided
- Parcel number not provided
- Ownership not independently checked
Get Official Verification
Our team checks ownership records, encumbrances, and building permits against the official cadastre.
Request Verification — €29€750,000
🏠 Residency Eligible€3750/m² · 200m²
$882,000 USD · £652,838 GBP · ₺39,583,800 TRY · ₽67,241,507 RUB
10% down: €75,000·20% down: €150,000
👁️ 2 views📅 2 days agoNEW
Ana Đurović
Listed 2 days ago
🎓 Expert Opinion
Get a professional valuation from a local property expert.
Verification: Not yet verified
Total Cost Calculator
Estimate every fee that lands on top of the asking price.
20% · €150,000
Transfer tax (3%)€22,500
Notary (~1%)€7,500
Registration (€150)€150
Legal (~1.5%)€11,250
Total cash needed€191,400
Financed amount€600,000
Buyer fees in Montenegro total ~5–6% of the purchase price.
Financial Tools
Down payment (%)20%
Interest rate (%)5.5%
Term (years)25yr
EST. MONTHLY PAYMENT€3,685/month
TOTAL INTEREST€505,357
TOTAL PAID€1,105,357
Compare scenarios
BUDVA Market Insights
Average price€3,200/m²
This listing€3,750/m²
↑ 17% above area average
YoY price change
+12%
Supply
Tight
Rental market
Avg rent
€1,370/month
Gross yield
5.1%
Source: MONSTAT Q4 2024
Buying as a Foreigner?
Foreigners can buy residential property in Montenegro on the same terms as citizens.
No residency required to purchase.
What you need
- · TIN (tax identification number)
- · Valid passport
- · Montenegrin bank account (recommended)
Closing costs on this listing
Transfer tax (3%)€22,500
Notary (~1%, min €500)€7,500
Legal fees€1,500 – €3,000
Registration€150
Total on top of price~€31,650 – €33,150
Residency pathway
This property qualifies for a residency permit.
- • 1-year temporary permit, renewable annually
- • No minimum stay requirement
- • Family members can be included
Buying Property in Montenegro — FAQ
What documents do I need to buy property in Montenegro?
Foreign buyers need a valid passport, proof of funds, and a Montenegrin tax number (PIB). The process is straightforward and typically completed within 4-8 weeks with the help of a local lawyer.
Are there any restrictions for foreign buyers?
No restrictions for EU citizens. Non-EU buyers can purchase apartments and houses freely. Agricultural land requires a Montenegrin-registered company. Our team guides you through the entire process.
What are the total buying costs?
Expect 3-5% in additional costs on top of the purchase price: 3% transfer tax, notary fees (€50-200), legal fees (1-2%), and registration fees. Use our cost calculator for an exact estimate.