For Saleapartment
Spacious 2 Bedroom Apartment in Kotor
Kotor Old Town, Montenegro
€50,000
€500/m²· 2 views
No photos available
bed
2
bath
1
Size
100m²
Furnishing
Unfurnished
Description
This is a well-maintained apartment in Kotor Old Town, Montenegro. The property features located on the 1st floor, unfurnished. A great investment or primary residence in one of Montenegro's most desirable areas.
Property Verification
Location
Kotor, Kotor Old Town
Parcel
2347/8
Verification Status
- Coordinates provided
- Parcel number provided (not verified)
- Ownership not independently checked
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Our team checks ownership records, encumbrances, and building permits against the official cadastre.
Request Verification — €29€50,000
⚠️ Below €200K€500/m² · 100m²
$58,965 USD · £43,457 GBP · ₺2,637,210 TRY · ₽4,479,798 RUB
10% down: €5,000·20% down: €10,000
Test agent
Listed today
Verification: Not yet verified
Total Cost Calculator
Estimate every fee that lands on top of the asking price.
20% · €10,000
Transfer tax (3%)€1,500
Notary (~1%)€500
Registration (€150)€150
Legal (~1.5%)€750
Total cash needed€12,900
Financed amount€40,000
Buyer fees in Montenegro total ~5–6% of the purchase price.
Financial Tools
Down payment (%)20%
Interest rate (%)5.5%
Term (years)25yr
EST. MONTHLY PAYMENT€246/month
TOTAL INTEREST€33,690
TOTAL PAID€73,690
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Buying as a Foreigner?
Foreigners can buy residential property in Montenegro on the same terms as citizens.
No residency required to purchase.
What you need
- · TIN (tax identification number)
- · Valid passport
- · Montenegrin bank account (recommended)
Closing costs on this listing
Transfer tax (3%)€1,500
Notary (~1%, min €500)€500
Legal fees€1,500 – €3,000
Registration€150
Total on top of price~€3,650 – €5,150
Residency pathway
Below the €200,000 threshold. Since November 2025, only properties priced €200K or higher qualify for the residency-by-investment pathway.